Products
The AFTP offers a range of financing products designed to meet the needs of exporters and importers through national agencies, supporting eligible trade transactions and enhancing access to competitive financing solutions.
The Arab Trade Financing Program (AFTP) provides unconfirmed credit lines to National Agencies and accredited financial institutions to finance eligible trade transactions and support the movement of Arab trade.
The Program provides financing solutions that comply with the principles of Islamic Sharia to support the financing of trade, commodities, and raw materials through Islamic Murabaha contracts.
The AFTP participates in syndicated loans in cooperation with local, regional, and international financial institutions to finance eligible trade transactions and strengthen cooperation among financial institutions.
The Program participates, in cooperation with its trade partners, in risk participation transactions as either a buyer or a seller of eligible trade transactions, thereby enhancing financing capacity, supporting trade, and sharing the risks associated with trade transactions.
The Program offers Buyers’ Credit, a financing product provided in favor of buyers (importers) to enable them to import eligible goods exclusively from Arab exporters, in accordance with the approved terms and conditions.
The AFTP provides tailored financing solutions to companies through National Agencies and accredited financial institutions to support trade activities and finance the import and export of eligible goods and services.
The financed financial institution must be an accredited National Agency of the Program.
Financing must be provided for eligible trade goods, including intra-Arab trade, all Arab exports to any country worldwide, and Arab imports of strategic and economically important goods imported from non-Arab countries.
Execution of an Unconfirmed Credit Line Agreement with the National Agency seeking financing.
Compliance with the Program’s approved compliance and credit requirements.
The National Agency that has signed the Credit Line Agreement submits financing requests within the credit limit approved for the Agency. It may also draw down, repay, and reuse available amounts throughout the term of the Credit Line Agreement. The Program provides financing for periods of 3 months, 6 months, 12 months, or 24 months.
Financing application.
Trade documents related to the transaction.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
The financed financial institution must be an accredited National Agency of the Program.
Financing must be provided for the purchase of eligible trade goods, including imports from all Arab countries and imports of economically important goods from outside the Arab region.
Execution of a Murabaha Agreement with the National Agency seeking financing.
Compliance with the Program’s approved compliance and credit requirements.
Under the Murabaha contract, the Program appoints the National Agency to purchase specified goods. The Program then sells those goods to the National Agency at a Murabaha profit margin in accordance with the agreed Murabaha structure and the applicable approved terms and conditions.
Financing application.
Trade documents related to the transaction.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
The trade transaction must be eligible under the Program’s policies.
Participation of one or more financial institutions within the syndicated financing structure.
Compliance with the approved credit and compliance requirements.
The Program participates alongside a group of financial institutions in financing a trade transaction under a financing structure and terms agreed upon by the participating parties.
Financing application.
Relevant contracts and trade documents.
Financial statements and credit information.
Required legal and compliance documentation.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Execution of a Risk Participation Agreement with the participating financial institutions.
The trade transaction must be eligible under the Program’s policies.
Compliance with the approved risk and compliance requirements.
The Program primarily participates in the risks of financial institutions.
The Program may also participate in the risks of Arab government-owned or quasi-government entities, subject to specific terms agreed upon with the participating financial institutions.
The Program participates in the risks of eligible trade transactions with participating financial institutions based on participation ratios and terms agreed upon for each transaction, on either a funded or unfunded basis.
Financing transaction application.
Relevant trade documents.
Completion of internal risk assessment procedures.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
The importer must be eligible for financing in accordance with the Program’s policies.
The goods must be imported from exporters located in Arab countries.
Financing is provided either directly between the Program and the buyer or through a structured arrangement in cooperation with trade partners.
Financing application.
Relevant trade documents.
Required legal and financial documentation.
Completion of internal risk assessment procedures.
Completion of internal compliance and credit assessment procedures.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
The company must be an Arab company.
The financing must be used for eligible trade transactions.
The financing must be shared with a National Agency accredited by the Program.
The company must have been a client of the National Agency for a period of not less than three years.
Compliance with the Program’s approved credit and compliance requirements.
The Program provides financing to companies through accredited financial institutions to finance trade transactions related to imports or exports in accordance with the Program’s internally approved terms and conditions.
Financing application.
Availability of the company’s financial statements and credit information.
Execution of the relevant legal agreements.
Availability of the relevant trade documents.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
Lorem ipsum dolor sit amet consectetur adipisicing elit. Deleniti dignissimos.
